Brian Magellan - Swainwoodham Group" data-"http://www.elite6.co.nz/wp-content/uploads/2016/10/Brian-Magellan-SwainWoodhamGroup-2-50x50.jpg 50w, http://www.elite6.co.nz/wp-content/uploads/2016/10/Brian-Magellan-SwainWoodhamGroup-2-66x66.jpg 66w, http://www.elite6.co.nz/wp-content/uploads/2016/10/Brian-Magellan-SwainWoodhamGroup-2-200x200.jpg 200w, http://www.elite6.co.nz/wp-content/uploads/2016/10/Brian-Magellan-SwainWoodhamGroup-2-230x230.jpg 230w, http://www.elite6.co.nz/wp-content/uploads/2016/10/Brian-Magellan-SwainWoodhamGroup-2.jpg 240w" data-sizes="auto" data-orig-sizes="(max-width: 240px) 100vw, 240px" />Why you should seek advice from an independent insurance adviser about your insurance

Many people who want to buy insurance go and speak directly to an insurance company, or to insurance advisers who work for an insurance company; in both cases, you will only be recommended one company’s products, and not be given choice about the best insurer for you.

Here is a diagram that explains why you should always seek advice from an independent insurance adviser:

The main message you should be receiving is that an independent insurance adviser will review all insurance products in the market, and recommend the insurer who best meets your protection requirements – for you, your family and your business.

As an independent adviser I look at insurance products across the market, and recommend the best insurer for you and your unique circumstances.

Many of my clients tell me how they find the insurance market very confusing, and i agree! It can seem like each insurer offers the same type of cover, such as Life, Critical Illness, Income Protection, and Total & Permanent Disability – but the reality is that each insurer’s products offer unique features and benefits that only an independent insurance adviser will be able to explain.

Your health is your most important asset, and if you don’t protect it then not only will you suffer, but also everyone who is dependent on you. If you are the main income-earner, have dependents who rely on you, have debt against your assets, or own your own business, then you need insurance.

My promise is that i’ll work with you, and for you, so that you are given the best opportunity to protect yourself, your business, and family against death, illness and injury.